Your crypto.
Your card.
Your control.
A Visa Infinite card backed by the USDC you hold in your own wallet. Spend it anywhere Visa is accepted — and never hand over your keys.
From wallet to checkout in three moves.
Top up with USDC from any wallet.
Send USDC on Base or Arbitrum from MetaMask, Coinbase, a Ledger or an exchange. No deposit fee — only network gas, usually cents.
Pay anywhere Visa works.
Tap in store with Apple Pay or Google Pay, shop online, withdraw at ATMs — at more than 150 million merchant locations worldwide.
Every switch is in your hand.
Freeze and unfreeze in one tap, set spending limits, approve with 3-D Secure. Your collateral stays on-chain, visible at any time.
Everything a card should do. Nothing it shouldn’t hold.
Tap your phone. Done in under a second.
Freeze in one tap.
Lost it? Freeze and unfreeze instantly, set per-card limits, and get notified on every payment.
merchant locations wherever Visa is accepted, online and in store, plus ATMs.
Move USDC across Base and Arbitrum — zero Banqa fees.
Cards for the whole team, one USDC treasury, limits per person.
Your keys.
Your USDC.
The collateral behind your card lives in a smart-contract wallet that only you control. Banqa never holds your funds or your recovery phrase.
Send money from your crypto to any bank
Turn the USDC you hold with Banqa into a bank payout. Enter an amount below to see exactly what it costs — the fee is shown up front and the beneficiary receives the full amount.
Fee is charged on top in USDC. Indicative — confirmed at send time.
coming soon: CHF, EGP, PLN
Invite friends.
Earn for life.
Get 0.15% of everything the people you invite spend — forever — plus a $10 bonus when each friend reaches $500 of spend. Paid monthly in USDC.
On every purchase your friends make, from day one.
One-time bonus when a friend reaches $500 of spend.
Earnings land in your card wallet on the 15th.
No. Banqa is not a bank and is not a banking substitute. It is a Visa card backed by the USDC you hold as collateral. Your USDC stays in a smart-contract wallet you control — Banqa never holds your funds or your keys. Cards are issued by a Visa Principal Member pursuant to a license from Visa.
You hold USDC as collateral on Base or Arbitrum, and that collateral backs your card. When you pay, the purchase is processed over the Visa network and your collateral supports the card. No manual conversion, no lock-up.
Accepted wherever Visa is accepted — over 150 million merchant locations worldwide, online and in-store, plus ATM withdrawals. Apple Pay and Google Pay supported.
Zero deposit fees — you only pay the network gas to move USDC (cents on L2). No annual fee on the Standard tier. Other fees may apply and are disclosed in the fee schedule.
Funds are self-custodial and auditable on-chain at any time. The app adds card freeze, per-merchant controls, 3-D Secure, step-up verification for sensitive actions, and anti-screenshot protection when revealing card details.
Yes. Banqa for Business gives you multi-card issuance for your team, spend limits per employee, and a single USDC treasury — with full KYB onboarding.
Get your Banqa
card today.
Self-custody, zero deposit fees, accepted wherever Visa is. Set up in minutes.