Banqa
Corporate · Expense · Vendor-payout

One platform for every card your business issues.

Corporate cards for the team, expense cards per employee, project budgets, and vendor payouts — all funded from a single self-custody USDC treasury.

Unlimited
Cards / company
Real-time
Spend ledger
USDC
Treasury asset
Use cases

One card stack. Every operational expense.

From the corner-office to the bench technician on a remote rig.

👔

Corporate cards

High-limit cards for officers and finance leads. Single signer or multi-approval.

🧑‍💼

Employee expense

Issue a per-person card with a monthly limit, MCC restrictions and instant freeze.

🚀

Project budgets

Spin up a virtual card for a campaign or a launch, auto-archive when the budget hits zero.

🛫

Travel & per-diem

Lock cards to lodging, transport and dining MCCs. Multi-currency settlement.

🛠️

Vendor & freelancer payouts

Single-use cards for one-off SaaS subscriptions, contractors and ad spend.

📦

Procurement & supplies

Department-tagged cards with vendor whitelists. Receipts auto-matched to spend.

🎁

Rewards & gifting

Issue cards as employee perks, partner gifts or customer rebates.

🪙

Crypto-native treasury

Keep working capital in USDC, swap into card balance only when spending.

🌍

Global teams

The same Visa rails wherever Visa is accepted. Multi-currency spend at transparent Visa FX rates.

Built for finance teams

Finance-grade controls, devops simplicity.

Per-card limits

Daily, weekly, monthly. ATM, e-commerce, in-store — set individually.

MCC restrictions

Whitelist or blacklist merchant categories: airlines, fuel, gambling, crypto, ads.

Multi-approver issuance

Officer A creates, officer B approves — every card needs two keys.

Real-time webhook stream

Every authorization, capture, refund and chargeback as a typed event.

Accounting export

CSV, XLSX, Xero, QuickBooks-ready, auto-tagged by project / department / cost-center.

Role-based access

Owner, finance, manager, viewer. SCIM provisioning on Enterprise.

Audit log

Tamper-evident log of every limit change, freeze, replace and PIN reset.

Self-custody treasury

Keep funding USDC in your own multi-sig wallet — top up only when you spend.

Onboard in days, not weeks

Submit company docs (registration, UBO, articles of incorporation, board resolution). Most KYB reviews complete within 2–5 business days.

1
Sign up
Email + Passkey
2
KYB submit
Company + officers
3
Review
2–5 business days
4
Issue cards
Same-day after approval
Open business account

Personal account? Sign up here instead.

Questions about business accounts?