Pricing
Fees & pricing
Transparent and all in USD. No fee on USDC top-ups — the fees listed below are disclosed up front. Other fees may apply; see the full schedule.
3DS fee / e-commerce transaction
per transaction
Free
Account closure
one-time
$10.00
Account residency — Visa Signature
per card / month
$3.00
ATM auth / balance / decline (pass-through USD)
per transaction
$0.60
ATM withdrawal — fixed
per transaction
$1.50
ATM withdrawal % (end-user, + $1)
% of amount
1%
Authorisation fee / transaction
per transaction
Free
Dispute / chargeback processing (per case)
per case
$35.00
FX fee — non-USD transactions (end-user)
% of amount
1.99%
Top-up — USDC
% of amount
Free
Top-up — USDT
% of amount
0.25%
Wallet (Apple/Google Pay) fee / transaction
per transaction
Free
Prices are set by Banqa. Card spend at merchants carries no extra Banqa fee beyond the FX markup shown above where applicable. ATM operator and network conditions may apply. All amounts in USD.