The self-custody crypto card — your keys, your funds
Banqa is a self-custody (non-custodial) crypto Visa card backed by the USDC you hold on-chain in a wallet only you control. You get the spending power of a Visa card while keeping full custody of your funds — no company holds your money, and your balance is auditable on-chain at any time.
What "self-custody" means here
Self-custody means you — and only you — control the private keys to your funds. Banqa generates a non-custodial wallet for you at sign-up (or you connect your own), and the card spends against the USDC held there. If Banqa went offline tomorrow, you could still access and move your funds from any compatible wallet using your recovery phrase.
A DeFi card that plugs into your on-chain funds
- ✓Your USDC stays in your own wallet on Base or Arbitrum — never pooled or rehypothecated
- ✓Connect existing wallets (MetaMask, Coinbase Wallet, Rabby, hardware wallets — 40+)
- ✓Withdraw your collateral back to your wallet at any time
- ✓0% deposit fees; you pay only network gas
- ✓Spend anywhere Visa is accepted, with Apple Pay and Google Pay
Security by design
- ✓Non-custodial: Banqa never stores your recovery phrase and cannot move your funds
- ✓Card freeze, per-merchant controls, 3-D Secure and step-up verification for sensitive actions
- ✓Anti-screenshot protection when revealing card details
Frequently asked questions
What is a self-custody crypto card?
It is a payment card where you keep custody of the crypto backing it. With Banqa, your USDC stays in a non-custodial wallet you control, and the Visa card spends against that on-chain collateral.
Does the company hold my funds?
No. Banqa is non-custodial — your USDC stays in your own wallet, and Banqa never holds your funds or your recovery phrase.
What happens if the service goes offline?
Your funds are unaffected. Because they live on-chain in a wallet you control, you can access and withdraw them at any time from any compatible wallet using your recovery phrase.
Can I connect my own wallet?
Yes. You can connect MetaMask, Coinbase Wallet, Rabby, hardware wallets and 40+ others, or use the self-custody wallet Banqa generates for you at sign-up.
Is it really a DeFi card?
Yes — your collateral stays on-chain and non-custodial, and you can move it freely. Banqa adds the Visa spending layer on top without taking custody of your funds.
Get your Banqa card
Sign up in minutes, verify your identity, and start spending your USDC anywhere Visa is accepted.