Once issued, your Banqa Visa card is accepted wherever Visa is accepted — at over 150 million merchant locations worldwide, online and in-store, plus ATM withdrawals, subject to Visa risk controls.
Where the card works
The Banqa card operates over the Visa network, so it works at any Visa-accepting merchant worldwide. Geographic reach is tied to Visa acceptance, not to a specific country list. Apple Pay and Google Pay are supported on eligible cards.
How eligibility is assessed
During onboarding we verify your identity (and, for companies, your business) and confirm that a card can be issued under applicable law and our risk policy. Some applications may require enhanced due diligence (for example, additional documentation or source-of-funds information). These determinations are handled inside the application flow.
🚫 What the card cannot be used for
Banqa cards must not be used to pay for any of the following — transactions matching these categories will be blocked or reversed:
- Purchase or trade of digital currencies (other than via the official top-up gateway)
- Drug-related purchases, marijuana, cannabis, CBD, black-market items
- Dark web marketplaces, hacking, cybercrime services
- Unlicensed internet pharmacies
- Firearms, ammunition, explosives
- Hazardous materials without proper regulatory clearance
- Escort services or similar platforms
- Unlicensed or illegal auction sites
- Unregulated lending or payday loans
- Data brokerage involving unauthorised personal data
- Trade of endangered species or wildlife products
🏢 Business cards — Enhanced Due Diligence categories
Corporate cards in the following sectors are accepted but require enhanced documentation (additional KYB, source-of-funds, regulatory licences):
- Money Service Businesses (MSBs) and remittance services
- Cryptocurrency platforms and exchanges
- Charities and NGOs
- Precious metals dealers
- Online content / creator platforms (subscription, streaming)
- Regulated gambling or fantasy sports
🚫 Business cards — Prohibited categories
Corporate cards cannot be issued for businesses operating in:
- Distribution of illegal substances or controlled drugs
- Human trafficking, prostitution, escort services
- Counterfeit or unauthorised goods
- Pyramid / Ponzi schemes
- Illegal digital content (including child exploitation)
- Political campaign fundraising or donation platforms
Contact
Compliance & eligibility questions: [email protected]