Guide
How to get a crypto card in 2026
Getting a crypto card takes minutes. This guide walks through the steps to get a self-custody, USDC-backed Visa card and start spending your stablecoins anywhere Visa is accepted.
Step by step
- ✓Sign up with your email and a passkey
- ✓Verify your identity (KYC) — usually about 3 minutes with an ID and selfie
- ✓Get your virtual card instantly on approval
- ✓Fund it by sending USDC from any wallet on Base or Arbitrum — 0% deposit fees
- ✓Spend anywhere Visa is accepted, online, in-store and at ATMs
What you need
A valid ID for verification and some USDC to fund the card. No bank account is required — a self-custody card is funded directly from your own crypto wallet.
Frequently asked questions
How long does it take to get a crypto card?
Account creation takes under a minute, identity verification about 3 minutes, and a virtual card is issued instantly on approval.
Do I need crypto experience?
No. A self-custody card can generate a wallet for you at sign-up, and funding it is as simple as sending USDC.
Get your Banqa card
Sign up in minutes, verify your identity, and start spending your USDC anywhere Visa is accepted.