Banqa charges a 0% deposit fee. When you fund your card you pay only the blockchain’s own gas fee — typically a fraction of a cent on Base or Arbitrum — which goes to the network, not to us.
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Use Base or Arbitrum for the cheapest deposits — gas is usually under one cent.
Other costs (card issuance, monthly maintenance, FX, ATM) are listed transparently in the in-app fee schedule before you order a card.